Do I need travel insurance for Italy?
If you have arrived here is because you have finally decided about your trip but you aren't sure if you need a travel insurance for Italy.
My answer is yes, but not only because as Italian I know the problems you could find here, the answer is yes for any trip, towards any nation. The unexpected is there, hunting you, no one can know what the future holds for us.
Best travel insurance for Italy
Normally people have lots of doubts when deciding which insurance to choose, but don't worry, in the next paragraphs I'll explain everything you need to know.
But, before we begin, let me tell you which is the travel insurance I picked up for you.
World Nomad, a simple & flexible travel insurance
You can buy and claim online, even after you've left home. Travel insurance from WorldNomads.com is available to people from 140 countries. It’s designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.
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Do you need a travel insurance for Italy?
If there is something that I have learned from my own experience as a traveler is that try to spare some dollars at the expense of your health it will take its toll.
Every day in the hospital is € 50 / $ 62
Be robbed? Well, you know what you have in your bag.
A good insurance is essential and I believe you are getting an idea of how risky it is traveling without it. It's not only about your health, there are a lot of things that can happen to you throughout your trip.
Unexpected problems you could have during your holidays
Robbery and criminal acts
Italy is not an exception, the majority of Italians are good people but there always some smartass that can rob you all you have without you knowing.
Theft is something frequent in the main touristic destinations.
World Nomads reimburse you for loss, theft or damage during the trip to baggage and personal effects (including sporting equipment) owned by you up to $ 1000.
Lose your phone, laptop, digital camera
During your holiday you'll go from town to town, you'll take a bunch of different transports, all this "hustle and bustle" and the rush for being in time can make you forget one of your bags or backpacks.
There are certain items, that we carry with us, which worth an arm and a leg and in case of loss or disappearance it's better to stay forewarned.
Get into an accident
Statistically, you could fly every day for the next 26,000 years before you'd have an accident. But what about a simple car accident, both in a cab or in a rented car?
The reimburse, up to $35000 is for damage to a rental car while in your possession, for any cause not within your control, including but not limited to: collision, theft or natural disaster.
Get food poisoning
Food in Italy is amazing, but you'll eat in places and restaurants that you aren't familiar with, is easy to pick up the wrong restaurant to eat something quick.
Coverage for a payment to a hospital is up to $500.
Which is the best travel insurance for Italy?
As an Italian, I love my country, I travel and visit its places whenever I can. If I have learned anything is that the first thing to do after I am booked my flight tickets is to find a medical insurance for my travels.
The problem is that there are a lot of different to choose from and sometimes is not so simple understand which one is better for our needs.
I stopped looking around when I found World Nomads. If you look for deals, they are among the cheaper ones, see the example below of a hypothetical trip from USA/California, age 30, from July 2 to July 15, 2018.
- World Nomad Explorer plan $107.94
- Travel X Insurance Travel select plan $116
- Allianz Travel Insurance classic plan $109
Cheap but powerful enough to back me 100%. Without having to worry about some problem popping out to ruin my vacations.
They have the right plan for everyone, from families to adventurer! Look at the extreme sports they cover,is almost infinite!
7 things you should know about travel insurance from WorldNomads.com
- Trusted reliable underwriters
WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.
- Value for money with the cover you need
WorldNomads.com provides cover for what's important for travellers from 140 countries. By focusing on what you need and leaving out what you don't, World Nomads prices are some of the most competitive online.
- Flexibility when you need it most
Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you're already travelling.
- Cover for a range of adventure activities
From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels.
- World Nomads keeps you travelling safely
All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
- More than just great value travel insurance
All WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.
- Commitment to exceptional customer service
We want to make sure you get the most from WorldNomads.com. You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.
Is it safe to travel to Italy?
The answer is a categorically yes, Italy is one of the more safe and developed countries in Europe, you can safely walk at any time, day or night.
Common diseases in Italy
Hepatitis A - It is usually transmitted person-to-person through the fecal-oral route or consumption of contaminated food or water. The best tip is to only drink bottled water, avoid ice cubes in drinks too.
Hepatitis B - It is transmitted from one person to another via blood or fluids, if you'll do sex with unknown people use a condom.
Rabies - It spread to people from the saliva of infected animals. Animals most likely to transmit rabies in Italy include bats, rats.
If you'll travel to urbanized zone you'll probably be safe from rabies. Be careful if your is more an adventure holiday kind.
Influenza - It is caused by the Influenza virus, which spreads from infected persons to the nose or throat, from November to April is the period of increased risk. Influenza viruses are always changing and an annual vaccination is recommended.
How to purchase the travel insurance?
If you have come so far is because you have decided that a travel insurance is what you need to protect you, your family and your stuff.
Step 2 - Fill in your details and estimate your quote to know how much it will cost you. Remember that it depends on how much days your vacation lasts.
Step 3 - Select your plan.
Step 4 - Fill in your details and click on continue.
Step 5 - Choose your paying method and click on Buy Now.
Step 6 -Check your e-mail.
Which one of the two plans is better for Italy?
If you are going on an adventure kind vacation, like a backpacking round, or for extreme sports like scuba diving, hiking, climbing, and the list go on than the explorer plan is fit for you.