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How to move to Italy with no money

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how to move to italy with no money

How to move to Italy with no money?

Is it possible to live happily in Italy?

For who is this guide?

European citizens and non-EU that want to go to live, to work and to study in Italy.

For all those people who want to know better the positive and negative aspects of Italy.

In this guide I explain you in detail:

  1. What it means to live in Italy in 2018;
  2. Which are the pros and cons of living in Italy today;
  3. Where to live;
  4. How to find a job in Italy;
  5. Where to study;
  6. How much it costs;
  7. The necessary documents;
  8. If it makes more sense to live in Italy or another country.
you might be interested​​​​​
rome travel guide
venice travel guide
florence travel guide
naples travel guide
travel insurance for italy
trip to italy cost
best beach in italy

If you are interested, take you a few minutes of your time to read this guide, an article that I have written with the heart but trying to remain the more objective possible.

But first, let's some data.

Which are the best Italian cities where to move with little money?

Today we'll discover where, in Italy, the houses cost less, and then we will cross the data with other factors as the cost of living.

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Where to buy a house with little money in Italy

I investigated to understand where is possible to purchase a small apartment and I have found the lowest prices on the market.

The apartments that I have considered are definitely modest, used, but liveable right away; therefore they don't need money for restructuring or serious reparations.

The apartments are all located in country zones, away from the great cities, where the prices are more elevated.



Square meters

Average Price




€ 15.000




€ 20.000




€ 20.000




€ 20.000




€ 20.000




€ 20.000




€ 25.000




€ 25.000




€ 25.000


Massa Carrara


€ 30.000




€ 30.000




€ 30.000




€ 30.000




€ 30.000

Emilia Romagna



€ 35.000

Valle d'Aosta



€ 35.000


Pesaro and Urbino


€ 35.000




€ 40.000




€ 40.000




€ 70.000

Keep in mind that I did an average among the lowest prices on the market, trying to maintain unchanged parameters such as the distance from the chief town, the dimension in squares meters and the number of rooms.

Finally, I have purposely selected apartments of small dimensions, to contain at the most the price, doing so you can save a good 30% on the sale price.

Now, the next step is to verify where to live with little money.

FINALLY, I have found the best travel insurance for Italy

World Nomads Travel

Click to read the detailed article

Where to live in Italy with little money

Why is it important to calculate the cost of living region by region?

Because according to recent Istat studies, the cost of living is increasing and this year it will still grow; this means that also the differences between regions are more exacerbated.

Besides establishing in what region purchase a house, we also evaluate how much it will cost to live in that place.

In the following chart, I have recap the cost of the life, region by region.

How to read the chart:
If living in Italy costs 100 on average, the regions above 100 are the most expensive, those under the cheaper.

The more the index is low, the more it is economical to live in that region.


Cost of living
























Valle d'Aosta




Emilia Romagna













Examining the data that I have picked up, it is evident that the southern regions of Italy are the cheaper. Remember to add the 20% of taxes on the purchase.

South Italy, the most economical.

The first place goes to Basilicata, with the lowest cost of living and the possibility to purchase a modest property with € 15.000.

The correct choice for Central Italy

In Central Italy, Marche and Umbria are the most economical places where to live happily with little money.

In the Marche, you can find a house starting from € 35.000, a little higher than Umbria where you can find something at € 20.000.

North Italy, saves the case of Trentino where all the prices are above the average and a possible moving needs an investment of at least € 96.000, it results comparable to the center.

The choice, in these zones, it lies with Veneto, where the house prices start at € 30.000, and the cost of living is the lowest of the whole north.

Living in Italy with € 500 a month: only in the small villages, it is more difficult to live in the main Italian cities with this amount.

Living in Italy with little money: in the last years, the cost of living in Italy has gone down. As today, Rome and Turin allow living with little money.

But they are not the only ones.

Another city where the cost of living is not particularly high is Bologna, where the opportunity to find a job and to study is high enough.

I also want to tell you another thing.

As I told you, there has been a clear economy recovery. And together with the fact that the prices of the real estate market have gone down result that today it is easier to ask a loan to purchase a house.

Reasons to move to Italy

Living in Italy in 2018 still means to live in a country rich of opportunity.

In the last years, there have been some slow but meaningful signals of economic resumption. This is a positive aspect for who are already living here and for who are thinking about it. First thing, let me tell you that Italy is not a country for everybody.

This is underlined by the fact that there are so many young people that every year leave this territory moving to a foreign country. The same thesis is strengthened by the foreigners that arrive and that after a few months/year decide to leave.

Don't think, however, that this is only a characteristic of Italy. The same thing also happens to other countries in the world.

You must have overheard that in Italy it is difficult to find a job. But if you want to have a clear idea of how it is to live in Italy, you must know that there is not only this.


Don't be influenced by who always complains or by who never misses a chance to speak badly of Italy. Living in Italy means to have many opportunities to find a job, especially in the main cities. Living in Italy means to be able to study in prestigious universities at affordable prices.

Based on what is your project, Italy could be the country that's just right for you.

Living in Italy, pros and cons

In this paragraph, we'll see those that according to me are the pros and cons of living in Italy.

I perfectly understand that each one has his vision of the situation.

This applies to all the countries.

So, if you want to add something or tell me about your experience, you can do it in the comments.


1. Opportunity

Italy is a country rich in opportunity, even if they vary between South, North and the main cities.

Nevertheless, Italy is a country in which everything is possible.

In some sectors, there are more difficulties than in others, but if you focus you can succeed in being what you want.

2. Job

In Europe, I cannot say that Italy is the country with the highest number of job offers. And the level of unemployment is high too.

All true.

Yet, this is an aspect that I wanted to insert in the bright side. In Italy, there is always the possibility to find something to do.

The main cities (Milan, Rome, Turin, Bologna, Parma, Verona, Florence) have a good job offer.

But it is not over. The Italian employment contracts have some unique guarantees:

Paid vacation;
Paid sick;
Bonus salary

3. Cost of living

This aspect changes a lot based on the different zones of the country, see the charts above.

Milan is an expensive city, Florence too.

But overall I can tell you that in Italy the cost of living is not excessively high. If you move in the outskirts of the cities or the countries you have the opportunity to live with a lower cost of living.

In the last years, the real estate market has seen a notable decrease in prices.

You can rent a flat in Rome, in the suburbs, at € 700/monthly and I am talking of 70/80 square meters well-connected to the center, next to the subway stations. This is something that you can see in almost all cities.

Turin is even more economical from this point of view, and it is a city that has everything.

The bills have a cost similar to the rest of Europe.

But the expense of food confirm my thesis: the Italian supermarkets are rich in local products at low prices.

4 Study

The Italian education doesn't discriminate anybody, especially on income, thing that many Universities of North Europe do. In Italy, if you want to study you are able. The school is public.

University is paid based on the income and believe me that it is everything extremely proportionate.

The level of some Italian universities is very high: Rome, Milan, Florence, Bologna, Naples and not only.

5. Public health

In Italy, there are no such things as assurances. If you are sick, you'll be assisted.

The economic crisis has pushed the last governments to reduce the funds for health. It happens to stand in line. It happens to wait for months for a simple medical examination. I cannot deny these aspects.

Nevertheless, with all its defects, Italy offers a public sanitary service with good physicians and personnel.

6. Climate

The climate of Italy is among the best in the world.

7. Food

The Mediterranean diet is among the healthiest and healthy in the world. In Italy, you'll eat well. Every Region has its typical dishes. All the supermarkets offer products of high quality, many of which are local.

8. People

The Italians have a sunny disposition. This is a characteristic of South Europe that you'll find in the whole Italian Peninsula.

9. Territory

Living in Italy means to live in a vast territory, that offers everything.




Great cities.




10. Transport

Italy doesn't have the best public transport in the world. This is true.

But I must insert it in the pros because great cities as Milan and Rome offer a service that connects the whole city at low prices.

With less than € 40 you can make monthly subscriptions and take any mean of transport every time you want.

Italians often underestimate this aspect, but in many other countries, the costs are three times higher.


1. Economic crisis

The Italian economic crisis is still present and cover different regions, especially the South.

Since 2008 there have been some signs of recovery, particularly in the last years.

Nevertheless, in comparison to North Europe, the crisis is more sharply.

2. Bureaucracy

Italy doesn't have an excellent bureaucratic system. That' it!

3. Tax

Italian taxation pressure is really high. This is a negative aspect that generates others two.

The first one is the phenomenon of the black job: basically, you'll work without a contract. It is still, unfortunately, a contemporary aspect in Italy.

The second is about the foreign investors that don't invest in Italy, discouraged by taxation.

Good reasons to live in Italy

As you can see, there are more reasons for which I appreciate to live in Italy. But as I told you, this it is a very subjective aspect.

Many fellow countrymen as many other foreigners that have come to live in Italy have found many causes not to live in Italy.

Living in Italy, necessary documents

What documents do you need to live in Italy?

It depends on your origin.

European citizens: thanks to the European Treaties they have free access to the Italian territory. They can freely stay in Italy for three months and beyond without particular documents if they remain with to study, to work and similar.

Non-EU: they need of a visa for coming to Italy, excluding some particular cases.

Here you can answer four questions to find out if you need a visa for Italy. Your nationality, your country of residence, the length of your stay, and the reasons for your stay. In a few moments, you will have all the necessary information and documents that you need to live in Italy regularly.

Living in Italy without citizenship

As we have seen who don't have the Italian citizenship can live in Italy only with determined requisite and documents.

Living in Italy without residence

In Italy, it is possible to live without residence, but these are particular cases. Living without residence means to be with no fixed abode.

Studying in Italy

Studying in Italy has some good potentialities. We count with some good athenaeums.

La Sapienza in Rome.

The Politecnico in Milan.

The University in Bologna.

The University of the Studies in Florence.

But there are hundreds of public university of good level among which you can choose.

The important thing is to valorize your qualification during and after the studies.

If you valorize your studies, if you keep going, if you are willing to do everything to concretize your objective, in Italy you'll have the opportunity to study and to reach the job of your dreams. Read this article to find a practicle packing list for who wants to study abroad.

Living in Italy, how much it costs?

How much does it cost to live in Italy?

The cost of living in Italy is not so high, but it depends on where you live.

Milan is the most expensive city, but at the same time, it offers more opportunities. Here a one-bedroom apartment costs around € 700 a month. A flat from €1000 up.

In Rome, the prices are lower, and the opportunities in the Capital are so many. You can find a flat at € 600 a month in the suburb.

The bills are similar in the whole territory, with around € 100 a month you pay the electric and gas bill for two people in a house of approximately 90 square meters.

Moving to Naples Italy


Living in Naples in 2018, which are the pros and cons?

Living in Naples in 2018 means to live in the third most populated city of Italy. The capital of Campania is a city inhabited by around one million.

We speak of one of the most beautiful cities in the world. Rich of history, art, monuments, beaches, and beautiful places. This city is beloved and hated.

I want to start, then, this guide with some personal opinion.

Living in Naples, opinions

There are so many and different opinions about this city. Many newspapers report its chronicle and making appear Naples as a tough city, and this is true (it is the home of the Camorra).

But we don't have to forget of the rest and in particular of the creativeness that you get here.

The Neapolitan pizza, the theater, the music, the cuisine, the manger, these are all activities that have world fame. Yes, world, Naples is known all over the world and for these reasons many countries try to imitate it.

How many times have you seen the insignia "True Neapolitan pizza" out of Italy? To me, it has happened different times.

Totò, Eduardo Di Filippo, Massimo Troisi, the bandleader Riccardo Muti, Renato Carosone and Pino Daniele are a small part of the artists born in Naples.

Living in Naples as a student or a worker

Naples has a history of great culture with a good University, and at the same time, it is an economic city in which to kill a run of studies center. For this reason, it is chosen by many young people of South Italy and not only.

The city has a high musical culture, and so many aspirants musicians enroll in one of the most prestigious schools in Italy, the Conservatory of St. Pietro a Majella.

Another important structure is the Academy of the Belle Arti of Naples, a school that has had an essential role in the evolution of the Neapolitan painting.

Surely Naples is the city of the artists but not only because there are seven different athenaeums, among which the more important are:

University of the Studies in Naples Federico II;
University of the Studies in Naples l'Orientale;
University of the Studies of Campania Luigi Vanvitelli;
University of the Studies in Naples Parthenope.

So, for who want to study in Naples, there are no shortage opportunities.

Living in Naples to work?

The Capital of Campania is not among the first cities from the job point of view.

Among the main factors, there is the economic side that has never been developed from the postwar period, but there are many points of strength in Naples that I'll explain you in the sector of the qualified and generic job.

Qualified job

Naples entertains different structures of national and world importance.

The third more important library in the country is the National Library in Naples.

The National Institute of the Tumori Pascale, the observatory Vesuviano, the Italian Institute for the Philosophical Studies, SDN (Institute of Nuclear Diagnostic Search.)

The sector of the craftsmanship moves considerable money together with the market of the computer science, real estate and of the research.

Naples is also a city rich in entrepreneurial initiatives.

Today the Directional Center in Naples hosts brands and enterprises of every kind.

The food sector is among the best, and it works well at local, national and worldwide level.

There are millions of tourists that every year go to visit this Italian treasure and this makes the tourist sector a good source of income for Naples.

Generic job

Without real skills, Naples can result in a problematic city where to move.

The majority of the people that try to enter the sector of the tourism and the restoration.

Because of different factors, unfortunately, the occupation isn't stable and doesn't seem to have had some improvements in the last years.

Living in Naples, how much it costs?

Naples is a city where the cost of living is low. This is one of the reasons for which many students decide to undertake a run of studies here.

You can rent a room without problems at around € 200. A one-room apartment at € 500 if it isn't close to the center, and it is possible to find an apartment of 70/90 square meters under the € 800.

The bills follow the national average: less than € 100 a person for electricity, gas, water, and internet.

The food expense is another strong point: in Naples, there is an excellent choice of products, many of which are fresh, of first quality and cheaper respect the national average.

Living in Naples Pros and Cons

We now Analyze the positive and negative aspects of living in Naples.


The opportunities that a great city can give you, in Naples there are so many ways that can be crossed despite the economic crisis of the country.

University among the best in the country, Naples offers some good opportunities for who wants to build a future with a path of studies.

Economic under so many aspects, especially in the prices of the houses.

A Mild climate in winter and a warm summer make pleasant to live in this city.

City bathed by the sea that offers beautiful beaches to the citizens and to millions of tourists.

Art: recognized by the UNESCO as World Heritage of the humanity, the city of Naples is rich in history and art. Museums, monuments and places that keep alive the cultural side of the city.

Excellent food, in Naples you'll eat well.


The Italian economic crisis is accentuated in Naples.

Traffic, cars illegally double-parked and difficulty in driving through its streets.

Public transport is inadequate for a great city but however present. I insert it in the negative sides but it is true that every point of the city is reachable by the mean public service.

Is living in Naples dangerous?

Naples is not among the cities with less crime in the world but there are so many people that live without having problems.

The newspaper Sole24Ore has compiled an article with the most criminal cities of Italy and Naples is in fourth place, behind Milan, Rome, and Turin as for the number of reported crimes.

You can live in Naples, there are districts that it is better to avoid in comparison to others, but a lot of people live, work, and have found their dimension.

Moving to Venice Italy


Living and working in Venice is the correct choice?

According to some, it is crazy, the city is emptying out at constant rhythm since the unity of Italy, and it doesn't seem to have a strong attraction as other places of North Italy, like Milan.

The reasons for the stampede are to track down under the low living conditions, the difficulty to move, high prices, and diffused unemployment.

For many, however, the charm of Venice is stronger than all the negative opinions listed above and living here is an authentic dream.

Let's see together what it means living and working in Venice, the points of strength of this city and the problems.

A cost of living among the highest in Italy

If we had to keep in mind only some prices that are practiced in the historical center in Venice, we would probably have to face a cost of living among the highest in the world.

All costs are expensive in the center, in a city that has developed to draw the maximum economic benefit from the tourism.

With a little foresight, you can live in Venice without spending enormous sums. Obviously, forget the ice cream in Piazza St. Mark, but this doesn't mean absolutely that you can't live among the channels.

Widening the horizon to the province of Venice and more in the specific to the places where the Venetians moved looking for a normal life (above all Mestre), I can surely say that the prices are not economic, but in line with Veneto and in general with North Italy.

You need to learn how to move, know how to choose the right bacari in comparison to the tourists' places, get organized for shopping out of town, avoid the restaurants that are traps for the unlucky tourists.

The cost of the rent in Venice

Rent a flat in the historical center is prohibitive for practically whoever unless you have a well-paid manager position. You can otherwise organize yourself going to live in one of the so many districts.

The problem of the high water

The problem of the high water is often magnified from the media, and slowly you'll get used to it.

The channels are something unique in Venice, but they are also a source of problems: often with the low tide come bed odor and you will often need a pair of rubber boots, necessary when there is the high water.

As I just said, once you get used to it is no more a big problem.

The salaries and the professions in Venice

In the industrial and productive zone of Venice, the salaries are reasonable and in line with the cities of North Italy. You can also earn well in the sector of the restoration, of the receptive structures and the tourism, above all if you know different languages.

The dry land

Who is looking for a "normal life," should turn toward the part in Venice that is considered dry land, or not subjected to the rhythms of the lagoon city.

The first choice in this sense is undoubtedly Mestre, a city that is not easy to distinguish, for the lifestyle, from the other towns of Veneto.

The districts in Venice where to live

Although is not extraordinarily big, Venice is composed of many districts, each with its peculiarities, its prices, its comforts:

St. Mark: it is the center of the center the most elegant and expensive zone in the city. It is particularly uncomfortable for the who works since its crowded continuously with tourists and at the same time, you can't afford a simple coffee.

Cannaregio: it is the most populous district and occupies almost the totality of the northern part of Venice. It is better the connected district with the islands, and it is also close to the train station.

It is a district that had been historically populated and that in the last decades has seen some critical works of renovation. Here the prices are more friendly, and it is where you will find the majority of the students since in this district there is the Economy Section of the University Ca' Foscari.

Castello: it is the eastern part of the city, tranquil but with high prices. It is perhaps the more "Venetian" districts of the center, and it deserves a visit.

Who can afford it should perhaps take an apartment in this zone, one of the most authentic of the whole city.

DorsoDuro: the southern part of the lagoon, with modern constructions and relatively new. It is near to the University, and it has more accessible prices.

Santa Croce: The most western district of the city and the crossroad for the connections with the dry land. Here you need to pay attention when choosing a house: those at the ground floor risk frequently to be covered by the high water. In Santa Croce, the best apartments are those with a balcony, but they are not economic.

Campo San Paolo: it is the geographical center of the city and includes Rialto. It is an alive district and also the more animated during the carnival. Here the prices are decidedly high too.

Is it worthwhile to live in Venice?

Judging Venice and the possibilities that it offers with the meter that we would apply to other cities is an entirely useless exercise.

Venice is indeed a unique city for its lifestyle, the possibilities, and the discomfort. There is who succeeds in finding in the city the quadrature of his life and who, instead, runs away.

Venice seduces, strikes, and a lot of poets have described it as a dangerous woman, of those that can bewitch you for the whole life.

Moving to Florence Italy

florence travel guide

Florence is a city of pure beauty that every year receives tourists, students and people looking for a stable Job.

Living in Florence for many can be a dream, an idea that helps to travel with the imagination but that can cloud your mind when thinking about moving to a new city.

When we speak to live, to work or to study in Florence one immediately thinks about the Uffizi, the splendid Piazza della Signoria, Ponte Vecchio, and the Duomo. But Florence is not only tourism.

If you are looking for a house to start a new adventure, keeps in mind what you are about to read.

Perhaps for the presence of so many tourists but Florence has a cost of living very high, that's why who wants to move to Tuscany contemplates more Pisa or Siena, that are considered cheaper.

If your goal is to moving to Florence to work, it is evident that the most significant opportunities are in the tourist sector: every year millions of people come from the whole world to Italy, and the splendid Tuscan city is one of the favorite destinations.

Another sector that has developed is the pharmaceutical with different small and great realities that have establishments in the whole Tuscany.

In general, the best your skills are, the more possibilities you will have to find a job, independently from the sector.

Rent chapter

According to the most expensive city in Italy is Milan where the average cost for a single room is around € 490.

The second place goes to Rome with € 415, and the third place goes to Florence where the average is € 365 a month for a single room.

Turin is a little cheaper where the prices of a single room are around € 330 monthly.

Districts in Florence, where to look for a house

If you have to reach the center of the city in an easy and fast way, the better choice is the district Bolognese, situated on a hill but well connected to the center. You will also be surrounded by the green and by nature, avoiding so the acoustic pollution of the historical center.

Another well-positioned district is that of Piazza della Libertà that has all o a person might need: supermarkets, restaurants, free parking lot.

If you want to live in a place of enchanting beauty, try Oltrarno. This zone is famous for its panoramic sight.

How is the life in Florence?

Due to the elevated prices, Florence is becoming a problematic destination where to live.

But choosing strategic positions, the problem of the cost of living decreases, as it reduces the terror to be surrounded by the tourists continually.

If for these last ones and the merchants it is wonderful to see the city full of travelers, for those people who live in Florence and don't have a job that depends on the tourism, it becomes very fatiguing to bear the chaos that this involves.

Living in Sicily, why not?

palermo travel guide

It is a sort of Italian tropical heaven; the sea doesn't have anything to envy to that of the Caribbean, in Sicily you will find spectacular landscapes, archaeological finds, and not only!

And Sicily in winter has warmer temperature, a cool bonus (forgive the play on words.)

Every corner is full of culture, beauty, and uniqueness. Today I will give you interesting suggestions to live in Sicily and to adapt to a new style of life.

My 7 suggestions to go to live in Sicily means reconnecting with the true life, with the calm, and the joy to savor every instant.

1. Change mentality

The first tip that I want to give you is to learn to relax! For who has got used to the frenetic rhythms of the subways, the chaos of the great cities, living in a relaxed way can result annoying, at least in the beginning.

The body and the mind must adjust to the rhythms of the calm, allow them and you will see that everything will go for the best.

2. Learn to love the food

The pleasure of the tastes. You know that in the south the foods are savory and fruit and vegetable tastier.

The sun makes everything richest, forget the sad tomatoes of the north or the supermarket, in Sicily the tastes are true!

Learn to appreciate the taste of the food and the life, shave ice, Arancini, and what about the fish, you will see that you won't regret your choice to move to Sicily.

3. Be easygoing
In the South, people appreciate the human contact, to the market or the supermarket it is easier to chat and recover the taste to socialize.

4. Study!
Learn to know and to recognize your culture. In Sicily, you can live a real historical summary of all the greatest populations that have had exchanges with Italy.

5. Explores the various zones
And now some more practical suggestions. My fifth suggestion is to choose the most proper zone for you and your demands.

If you don't want to leave the convenience and the services of a city choose the biggest like Palermo, Catania, and Messina. There is no lack of services and you will find all you need.

If you prefer the quiet choose small towns as Forza d'Agrò (on the Peloritani Mountains, that has been the set of the Godfather movie, a panoramic and marvelous suburb,) Cefalù (a medieval suburb with the rests of an ancient castle,) or Erice (suggestive medieval suburb full of historical wonder).

If you are really looking for a peaceful place choose Ginostra, one of the most isolated suburbs in whole Sicily located in a suggestive place: the archipelago of the Eolian Islands, on the southern slope of Vulcan Stromboli.

Reachable only by sea and with less than 40 inhabitants. Don't circulate motor vehicles and if you want to escape completely to the frenzy of the city life, this is the correct place for you.

6. Studies the real estate market
Watch out for the costs of the houses and the apartments. Before falling in love for a place pay attention to your budget and checks that the house or the condo has a cost that suits with your demands.

Palermo apartments go from € 50.000 up to over € 300.000.

Regarding houses and villas, you will find good deals around € 100.000 as real luxury houses that overcome € 300.

In Catania and Messina, the prices are very similar to those of Palermo. For the small suburbs like Forza d'Agrò the prices are approachable and small apartments can cost under the € 90.000, and the same is worth for Cefalù and Erice.

For Ginostra the situation is a little more complicated, there are different properties for sale (also at low prices), but the majority of them need some renovation. This brings us to our last suggestion.

7. Invest
The seventh suggestion is to think about the investments. Purchase a house at slashing prices could be a good investment.

Asses the zone, the cost of the renovation works and tries to understand if the real estate market will raise in the future.

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